Are you under the impression you will be healthy forever? Think again. If we knew how long you would live, planning for retirement income would be much easier. Life expectancies will vary, but in general, people are living longer than ever before. That means your retirement could last much longer than your parents’ or grandparents’ retirements.…

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Historically, the United States had three basic strategies for retirement: a well-funded Social Security system, substantial corporate pensions with retiree health benefits and, ideally, a strong personal savings rate. Now, the responsibility for providing a retirement income falls largely upon individuals. Because defined contribution plans are more common today, individuals have a greater responsibility for…

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The first step in developing healthy habits for your financial future is to discover the difference between “needs” and “wants.” What you want may not be what you need. Too often, in your early years, you think you need the newest technological gadget or to run to the salon every month to get your nails…

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Retirement planning isn’t just about money, it’s about the things money cannot buy. In order to know how much money you will need to set aside to retire comfortably, you will need to have a feel for your hopes and dreams and goals. Does your vision of retirement include: • Starting a business                               • Playing golf, go fishing…

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